Overseas Emergency Medical Assistance^

Overseas Emergency Medical Assistance: Cover for emergency medical assistance while you are overseas, including: 24 Hour Emergency Medical Assistance, Ambulance fees, Medical Evacuations, Funeral Arrangements (sub limits apply), Messages to family and Hospital Guarantees.

Overseas Emergency Medical and Hospital Expenses^*

All reasonable medical and hospital expenses incurred in the event of an injury overseas will be covered.

Includes Dental Expenses^

Emergency dental treatment expenses incurred in the event of an injury or sudden and acute pain overseas will be covered.

Hospital Cash Allowance^*

If you're in hospital for longer than 48hrs, you will receive a $125 payment each day while you're overseas.

Accidental Death*

You are injured during an overseas journey and you die because of that injury within 12 months of the injury.

Permanent Disability^*

Provides You with a lump sum benefit if You suffer a Permanent disability during Your Trip due to an accident.

Credit Card Fraud & Replacement^

Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travel Documents & Traveller's Cheques^

Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

Theft of Cash^#

Cover for the following items stolen from your person, bank notes, cash, currency notes, postal orders and money orders.

Luggage and Personal Effects*

We will pay for the repair cost or value of any luggage and personal effects that are stolen, lost or accidentally damaged during your journey. Sub-limits apply, please refer to the PDS.

Luggage and Personal Effects Delay Expenses^

Cover includes reimbursement for items, luggage and personal effects delayed, misdirected or misplaced by the carrier for more than 12 hours.

Additional Accommodation and Travel Expenses*

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas)

Includes Family Emergency*

Cover for additional travel expenses if your Travelling Companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.There is no provision to claim for any person aged 85 and over.

Includes Emergency Companion Cover*

Cover for additional travel and accommodation expenses if your Travelling Companion cannot continue their Journey because of an injury or sickness.

Cancellation Fees and Lost Deposits*

We will pay for cancellation fees, lost deposits, travel agent fees (up to $1,500), and loss of frequent flyer or travel points lost due to your journey being cancelled or shortened for unexpected circumstances.

Resumption of Journey^*

Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.

Travel Delay Expenses*

Cover includes reimbursement for costs (meals and accommodation) incurred due to an unforseen disruption to your journey.

Personal Liability#

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

Rental Vehicle Excess*^^

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

Hijack and Kidnap^*

If You are hijacked or kidnapped, then We will pay $250 for Single Cover or $500 for Duo Cover and Family Cover for each twenty four (24) hours that You are held captive, up to a maximum of $7,500 and $15,000 respectively.