High value items


Planning to take an expensive camera on your trip?

Make sure you add on high value item cover to your policy. Additional cover can be purchased for specified items* up to $5,000 for any one item. *excluding jewellery, bicycles & watercraft other than surfboards.

Drones are not covered under Kango policies. Kango are not able to cover lost, stolen or damaged drones under luggage & personal effects or any other section of the policy. 


Please note:

  • “specified items” refers to Luggage and Personal Effects that have been listed as covered on your Certificate of Insurance with a nominated sum insured.
  • “unspecified items” refers to Luggage and Personal Effects that have not been specifically listed on your Certificate of Insurance.


Cover for unspecified items is limited to:

  • Mobile & tablets $1000
  • Other items: $750 each item


The maximum amount we will pay for all claims combined under Section 8 (Luggage & Personal Effects) is shown
under the “Table of Benefits” for the plan you have selected.
Additional cover can be purchased for specified items (excluding jewellery, bicycles and watercraft other than surfboards) up to $5,000 for any one item.

Depreciation and the standard item limits will not apply to these specified items.

Your nominated limit for ‘Specified Luggage & Personal Effects Cover’ will be shown on your Certificate of
Insurance. Receipts and/or valuations must be provided in the event of a claim.

This additional option is not available under Budget.


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