What travel insurance covers


Kango Cover travel insurance covers a huge range of things to keep you and your belongings safe whilst you're on your holidays. For full details about what is covered please read the product disclosure statement (PDS). 


  • Overseas Emergency Medical Assistance^
  • Overseas Emergency Medical & Hospital Expenses^* 
  • Includes Dental Expenses (per adult)^ 
  • Hospital Cash Allowance^*
  • Accidental Death*
  • Permanent Disability^*
  • Credit card Fraud & Replacement^
  • Includes Travel Documents & Traveller's Cheques^
  • Theft of cash^#
  • Luggage & Personal Effects* 
  • Luggage & Personal Effects Delay Expenses^
  • Additional Accommodation & Travel Expenses*
  • Inculdes Family Emergency*
  • Includes Emergency Companion Cover*
  • Cancellation Fees & Lost Deposits*
  • Resumption of Journey^*
  • Travel Delay Expenses*
  • Personal Liability#
  • Hijack and Kidnap^*

This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.

^ There is no cover under these policy sections while travelling in Australia.
Sections 11, 10, 10A and 10B-if you claim for the same or similar cancelled services/facilities or alternative arrangements under Sections 11, 10, 10A nd 10B, we will only pay the higher of the two amount, not both.
# Limits are per policy regardless of the number of persons the claim relate to.
^^ you only have this cover for these sections if the relevant pack has been purchased.
* Sub-limits apply, please refer to PDS details.
Benefit limits as per adult traveller. For accompanying dependents, the policy benefits are shared with the adult traveller.
!!- means different excesses will be applicable depends on activity.

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